Capital credits are an annual allocation of funds representing your share of ownership in the Cooperative.

They are the margins or the money left after expenses, shared by the customer-owners. Capital credits are based on each customer-owners annual energy usage and their contribution to the margin.

Capital credits are used by Central Georgia Electric Membership Corporation for operating capital, necessary reserves, storm damage, upgrading electric lines, replacing equipment, and other contingencies. This allows the Cooperative to better serve your needs for reliable power.

The Cooperative’s Board of Directors determines when capital credits can be paid to customer-owners based on maintaining a sound financial condition and in accordance with the Code of Regulations and board policy. The distribution of capital credits, as approved by the Board, are normally mailed to the members in December.